Common Sense Mortgage Lending

Avantgarde Lending is an experienced team of savvy real estate investors. We understand your urgency, as a broker, to get your customer’s deal done. If your mortgage transaction makes sense, we’ll do it fast and simple – funding in days, not months.

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How we get things done.

Unlike institutional lenders and underwriting, we are a private money lender. Our lending decisions are based on the merits of each deal and the benefit to your customer.


  1. Immediate review of your loan scenario(s)
  2. Quick loan application, document request, and underwriting
  3. Funding in as little as 7 days
  4. You get another ecstatic customer!

Meet our Private Money Lending Experts

Avantgarde Lending is a tight-knit group of experienced hard money lending experts. Each loan officer is highly trained and capable of structuring mortgage options for unique business and owner-occupied loan scenarios.


All investments are documented, escrowed, and evidenced by a recorded security instrument.


We offers loans in both the Consumer & Commercial marketplace. Providing investors an array of choices catered to their individual investment strategy.



All loans are sold “Deal Specific” in a particular loan and piece of real property as security. Investors can expect net yields from 8-12% annually.


Avantgarde Lending offers in-house servicing with Platinum Loan Servicing. Origination and servicing under one roof allows for concierge like care and maintenance of your investments.

What’s your loan scenario?

We’re proud of our reputation as a common sense, no-nonsense private money lender. If you need a mortgage approved, let us take a look. We do fund loans others won’t.

Funding loans others won’t

Avantgarde Lending is a private money lender. This allows us to move faster and be more flexible than institutional lenders.

  • Broker submissions welcome
  • Instant (same-day) approvals
  • Common sense underwriting
    7 day closes

Broad and flexible lending guidelines

  • 1st, 2nd, 3rd, and 4th Trust Deeds
    Loan amount from $50,000-$20 million
  • Single Family, Multi-family, Commercial, Industrial, and Land
  • Loan-to-Value up to 70% (deal specific)
  • Lending in California and Colorado

More loan options to help you close more deals each month. Say, “you’re approved” more with Avantgarde Lending.

  • Purchase money, rate and term refinance, and cash-out refinance
  • Owner-occupied consumer or business purpose
  • Non-owner-occupied consumer or business purpose
  • Construction, ground up, fix and flip, or fix and occupy loans
  • Commercial and industrial loans

If you need financing for a real estate transaction, regardless of complexity or uniqueness, let us take a look.

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Need help? Ask us

Are you new to using a private lender? Ask us how it works. Learn how to close more deals with this option. Do you have a particularly challenging or unusual real estate transaction that institutional lenders can’t do? Ask us to review it.

We’re a quick call or email away. We think you’ll love our common-sense approach to lending. Call now.

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Let us know if you have any questions!